2012 Market Street,
We will create a tailored, written financial plan that identifies your goals, the path, the vehicles, and the risks. We will meet systematically to assess progress, discuss life changes, and make needed adjustments to stay on the path to reaching your goals.
It is widely known that the individual investor has significantly underperformed the markets by a large margin. This is largely attributed to human emotions and behavior.
Simply put, it is very difficult to separate your money from your emotions.
“The investor’s chief problem, and even his worst enemy, is likely to be himself.
-- Benjamin Graham
A layer of reason and experience between you and your investments can be money well spent!
There are many risks that can derail you from your determined path to your goals. People may or may not be aware of them, but the commonality is that many just simply don’t act to protect themselves. Maybe it’s complacency, or maybe they don’t know where to find good solutions, but in the end, people are lacking protection for life’s curveballs.
We will rattle the cage a bit, causing “controlled disruption”. We will ask questions and explore your thoughts on life’s uncomfortable situations in order to provoke progress towards one’s planned goals.
We will ask the tough questions to adequately address the financial risks that most people don’t want to think about and more importantly put off until it is too late.
There is no doubt that many people have the intelligence to manage their financial lives. What we find is that many people just don’t have the time or desire to do so.
We can create value by giving you what is arguably most valuable in life, more TIME! It takes time, knowledge, and desire to learn and manage your financial life. We can help you make money and protect your assets, but also help claim some of your time back so you can spend it on the people and experiences that you enjoy.
Fact…Many people don’t know or understand what they are invested in, don’t know what their returns have been, don’t know what they are paying, and don’t know if they are on track because their goals have never been quantified. Therefore, it’s not difficult to understand why many people are simply not engaged in their own financial future.
We engage clients by educating at the client’s level, providing perspective through the planning process, help them make sense of their investments, and provide simple actionable steps in doses that they can manage.
We will properly assess your needs, measure your tolerance for risk/fluctuation, and provide you with proper investment vehicles to help you reach your predetermined goals.
Clients often make the mistake of comparing their returns to a stock index like the Dow or S&P 500. The better question is, “are my investments performing at the needed level to meet my goals and how much risk are we taking to do so?”
Our goal is to create a financial plan that is tailored to your needs with investments, that over time, are growing at the planned rate without undue risk.
The answer to many problems in life is to simply follow the proven steps to success, and then repeat over and over and over and over, in a systematic and consistent manner. Unfortunately what seems simple has actually proven itself to be extremely difficult, resulting in billion dollar industries like weight loss. Just like a trainer at the gym, we can provide great value by defining the steps, implementing the steps, and holding you accountable to the plan for YOUR SUCCESS.